Employee Payroll Card Benefits

Our employee payroll card offers complete online banking and online bill pay services. These include valuable tools to manage pay card account and pay bills on time from your home, office, or while traveling. Our pay card provides a simple and easy to use online banking and online bill pay web site providing valuable online banking features including:

• Pay card online banking services in both Spanish and English.
• Automatic scheduled online bill payments for recurring bills like rent, phone, and internet.
• Bill payments to pay bills such as credit card, phone, and utilities.
• Mobile text message alerts for deposit notifications to your mobile phone.
• Obtain a bill pay history CD of payment history.

Our payroll card mobile banking text messages and alerts allow you to choose when you receive notifications of account activity. User our mobile banking alert settings to send weekly balances to your email address or cell phone, transaction amounts, and account changes.

Mobile banking and text alerts are ideal to ensure your card activity was authorized by you as as well as to mange your balance and payment activity. You may opt to receive mobile banking notifications when you receive a deposit, make a VISA purchase, when funds are withdrawn, and when your account reaches a certain minimum balance.

Our payroll card also offers telephone banking to manage your pay card account by phone if you do not have access to a computer. Check your payroll card balance, transfer funds to friends and family, or list your recent card transactions to get real time payroll card information over the phone. Our telephone banking service is available 24 hours per day 7 days per week to service your account inquiries. If you require customer support, one of our customer support specialists will support you in case our telephone banking service is unable to service your payroll card needs. Our telephone banking services offers several friendly features including:

• Telephone support services in both Spanish and English.
• Balance inquiries.
• Real-time money transfers.
• Access transaction history.

Overdraft fees and bank charges are common with traditional checking and bank accounts. Our payroll card offers a full banking solution with no overdraft fees and you have full overdraft charge protection by not being allowed to spend more than your available balance. To prevent overdraft fees, your card will simply decline the transaction and save potentially hundreds of dollars in overdraft charges.

Overdraft charges may also impact your credit rating. To prevent possible overdraft fees from harming your credit, our direct deposit payroll debit card guarantees you will receive no overdraft charges, and therefore will have no impact to your credit rating.